Regulatory reporting platforms built to survive the audit
Compliance software development for RegTech and regulated fintech — regulatory reporting, AI document review, AML and KYC, surveillance, and audit workflows engineered for the regulator, not just the end user. Eight years of it, including a platform that got acquired.
What we build
Six platform patterns we've built repeatedly for RegTech companies serving regulated industries.
AI-Powered Document Review
Entity extraction, risk classification, and obligation tracking across regulatory filings, contracts, and policy documents. The kind of pipeline that turns a 200-page disclosure into structured signals in seconds.
Regulatory Change Management
Track changes across SEC, FCA, FINRA, GDPR, and industry frameworks. Surface impact to clients' compliance programs without drowning analysts in noise.
Audit Workflow & Evidence
Evidence collection, versioning, and reviewer-friendly portals for SOC 2, ISO 27001, PCI, and HIPAA audits. Built so auditors don't email asking for screenshots.
Surveillance & Monitoring
Transaction monitoring, communications surveillance, and anomaly detection platforms. Real-time pipelines that catch what manual review misses, with explainable alerts.
Regulatory Reporting Platforms
Regulator-ready dashboards, export pipelines, and drill-down analytics. The kind of regulatory reporting platform that turns raw compliance data into something a CCO can actually present.
RegTech AI Agents
Conversational interfaces over compliance knowledge, automated policy Q&A, KYC assistants, and underwriting copilots. AI that handles the routine and escalates the rest.
AML & KYC Systems
Sanctions screening, transaction monitoring, customer due diligence, and adverse-media alerting — built with the false-positive economics that actually work in production rather than the ones that look good in a demo.
GRC & Risk Platforms
Governance, risk, and compliance dashboards. Risk scoring, control testing, and reporting that turns compliance data into decisions a committee can act on.
Financial Services Compliance
SEC, FINRA, FCA, MiFID — reporting, surveillance, and supervisory workflows for broker-dealers, advisers, and fund managers. The regimes we have actually shipped under.
How we work
A delivery process built for products that get audited.
Regulatory Discovery
We map the regulatory landscape your platform serves — frameworks, jurisdictions, audit cadences. No generic playbooks. The constraints shape the architecture from day one.
Build with Audit in Mind
Iterative development with dual-layer code review and audit-aware design — every change traceable, every workflow reversible. You ship working software every sprint, with the paper trail regulators expect.
Scale Past the First Audit
Production hardening, SOC 2 / ISO 27001 alignment, and post-launch evolution as new regulations land. We don't disappear after go-live — we stay through every framework update and acquirer due-diligence call.
The team you actually get
We work in lean teams — typically a Technical Product Manager, a senior Developer, and a QA engineer per project. That trio consistently outships traditional 6-to-8-person agency squads because there is no overhead between the people who scope, the people who build, and the people who verify the result against the regulatory specification.
For RegTech work that matters because the verification step is not an afterthought. A QA engineer who understands both the product and the audit framework catches gaps before regulators do — evidence trails, access boundaries, retention policies, the specifics auditors actually look for. More on how the lean-team model works.
Case studies
Real RegTech platforms we've built and scaled — including one that got acquired.
Encore Compliance
85% cost reduction with AI compliance platform
Built an AI-powered regulatory monitoring platform from concept to production in 18 months. ACA Group acquired the company on the strength of the product.
ACA Group — Encore AI
Embedded engineering team across acquired RegTech suite
After ACA Group acquired Encore Compliance, our team stayed on — expanding the AI platform across ACA's broader compliance product suite for 2+ years post-acquisition.
AlphaSense
3+ years embedded on a financial intelligence platform
Engineering on the platform itself — including the privacy compliance and RegTech work that runs behind the scenes of every analyst query.
Why RegTech teams choose us
Eight years of regulated-industry engineering, including a platform that got acquired.
ISO 27001 certified
Information security management certified across every engagement. Required for anyone serious about RegTech delivery.
Regulator-ready engineering
Audit logs, role-based access, encryption-in-transit-and-at-rest, evidence trails — defaults, not retrofits. Auditors and supervisors do not surprise us.
AI with explainability built in
RegTech AI cannot be a black box. We build with model explainability, decision logging, and human-in-the-loop review where consequence requires it.
Lean teams that ship
TPM + Dev + QA per project. The QA function exists specifically to catch compliance gaps before regulators do — most agencies do not staff this way.
Compliance software development: common questions
What is a regulatory reporting platform?
The system that takes raw operational data — trades, transactions, positions, communications, control evidence — and turns it into the specific returns a regulator expects, on their schedule and in their format. The hard parts are rarely the reports themselves: they are lineage (proving a number came from where you say it did), restatement (what happens when last quarter's figure was wrong), and surviving a regime change without a rewrite.
How much does compliance software development cost?
The regulatory scope drives it far more than the feature count. A single-jurisdiction reporting pipeline is a different budget from a multi-regime surveillance platform with lookback obligations. Our fractional engagements start at $8k/month, dedicated teams are priced per engagement, and a $5k technical audit will give you a cost estimate grounded in your actual architecture rather than a guess.
Do you build AML and KYC systems?
Yes — sanctions screening, transaction monitoring, customer due diligence, and adverse-media alerting. The engineering challenge in AML is almost never detection; it is false-positive economics. A system that flags everything is the same as a system that flags nothing, except more expensive, because an analyst team has to clear the queue.
How do you make AI decisions explainable enough for a regulator?
By designing for it rather than retrofitting it. Every automated decision logs its inputs, the model version, the confidence, and the rule or feature that drove it, with a human-in-the-loop path wherever the consequence justifies one. When a supervisor asks why a specific alert fired in March, the answer is a query, not an investigation.
Have you built RegTech that made it to production?
Encore Compliance went concept to production in 18 months and ACA Group acquired the company on the strength of the product; our team stayed embedded for 2+ years afterward, expanding it across ACA's compliance suite. We have also been on AlphaSense's financial intelligence platform for 3+ years, including its privacy compliance work. Regulated platforms under live audit are the portfolio.
Can you work within our existing compliance stack?
Usually, and it is normally the cheaper path. Most engagements start by mapping what already works — the GRC tool, the case management system, the data warehouse — and building the missing layer rather than proposing a replacement. Replatforming is sometimes right, but it should be a conclusion you reach with evidence, not the opening pitch.
Let's build your RegTech platform
Book a free 30-minute call. We'll talk through your regulatory scope, your roadmap, and how we can help.